Before you start browsing homes, let's get you pre-approved! This exciting first step helps you shop with confidence. We'll:

• Guide you through our simple online application

• Do a soft credit check (don't worry – this won't impact your credit score!)

• Review your financial picture

• Show you your home buying power

• Explore monthly payments that feel comfortable

• Match you with your perfect loan program

Congratulations on finding "the one"! Now we'll:

• Update your application with any new details

• Lock in your interest rate to protect you from market changes

• Order your home appraisal

• Guide you through providing any needed documents

As we move through the final stages, we'll:

• Work with the loan processor to verify all your information

• Partner with the underwriter who reviews your full application

• Keep you updated on any additional documentation needs

• Prepare you for a smooth closing

The exciting day is here! We'll:

• Guide you through signing your closing documents

• Help coordinate your closing costs with the title company

• Celebrate as you get your keys!